tag:blogger.com,1999:blog-1603222303785259307.post7151152215032453531..comments2023-09-23T21:52:50.905+08:00Comments on Health and Wealth: Shield Plan ComparisonKhiat Han Hwee Adrianhttp://www.blogger.com/profile/00954307521105388372noreply@blogger.comBlogger11125tag:blogger.com,1999:blog-1603222303785259307.post-37914572252557016892010-05-13T14:47:20.394+08:002010-05-13T14:47:20.394+08:00Recently, Aviva has upgraded their Shield plan wit...Recently, Aviva has upgraded their Shield plan with riders that cover co-ins and deductible. Maybe you like to update your comparison.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-1603222303785259307.post-69076716270682852022009-07-23T16:08:44.592+08:002009-07-23T16:08:44.592+08:00precisely... i mean, do we save a lot by compare a...precisely... i mean, do we save a lot by compare all these plans? are they really that much different? if they are, won't the one with less coverage and more expensive close down? btw fyi, any idea how much an insurance agent earn from your pocket when you buy shield plan from them? less than $50... please don't treat them like they earn so much $$$ from you... Just be more careful when you entrust your plan to an agent. Get a trustworthy one.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-1603222303785259307.post-39909709386698690092009-06-28T20:55:39.810+08:002009-06-28T20:55:39.810+08:00Hi there..
I would like to say that several insure...Hi there..<br />I would like to say that several insurers have already enhanced their plans. <br />For eg:<br />GE now provides reimbursement for the Living Donor. :) No other insurer has that at the moment.<br />Also, if you look further into the individual contracts, NTUC does not cover for experimental drugs (listed under Section U of the Exclusions).<br />Other things to look out for are:<br />(1) whether the cancer centres are accredited or not?<br />(2) how many types of pregnancy complications are covered? <br />(3) experimental drugs covered, as mentioned above<br />(4) worldwide coverage available?<br />etc...<br />Plans are always changing and it is tiring to keep checking on them. I suggest we leave this task to the insurance agent instead. :)Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-1603222303785259307.post-64117811565925830482009-06-28T17:53:04.022+08:002009-06-28T17:53:04.022+08:00i heard that GE Shield can cover more pregnancy co...i heard that GE Shield can cover more pregnancy complications than the other insurance co. shield plans.. is this true? do you have any information on this area? maybe u can email to me..(ne8ne8@yahoo.com.sg), thanks.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-1603222303785259307.post-80101739994299169932009-06-05T02:14:06.127+08:002009-06-05T02:14:06.127+08:00What I mean is getting an insurance is difficult n...What I mean is getting an insurance is difficult nowadays. Its not about insurance payout. The underwriting in NTUC Income is very strict. Not easy to get your insurance through.<br /><br />I'm sorry that I'm not very IT savvy. Still not sure how to make the picture a bit bigger.Khiat Han Hwee Adrianhttps://www.blogger.com/profile/00954307521105388372noreply@blogger.comtag:blogger.com,1999:blog-1603222303785259307.post-50800655875092939002009-06-04T23:12:40.019+08:002009-06-04T23:12:40.019+08:00Hi Adrian,
Thanks for your reply...now getting ne...Hi Adrian,<br /><br />Thanks for your reply...now getting nervous about your statement of "harder to get" payout from NTUC!Rolandhttps://www.blogger.com/profile/17283168992194263982noreply@blogger.comtag:blogger.com,1999:blog-1603222303785259307.post-57136497734989440872009-06-04T02:29:27.230+08:002009-06-04T02:29:27.230+08:00Hi adrian, thru this comparison i am impressed tha...Hi adrian, thru this comparison i am impressed that you are not biased in term of comparing. Bcoz by putting up such tables, pru appears to be quite good and i understand that ifa don't sell pru. So if client want a 100% coverage, he/she will have to choose pru other than the coy you represented..Ah-petenoreply@blogger.comtag:blogger.com,1999:blog-1603222303785259307.post-78399746016093100932009-06-03T23:46:42.674+08:002009-06-03T23:46:42.674+08:001) LOG can be requested from the insurer to waive ...1) LOG can be requested from the insurer to waive the need for<br />partial or full deposit required by the hospital before the hospitalisation or surgery. However there are terms and conditions that applies before LOG can be issued.<br />2) Major Downside. Not that I can think of except that you cannot get yourself 100% covered. Getting their insurance is very hard nowadays. They catch you on every minor problem you may have.<br />3) Getting a rider or not depends on your preference. You might be well covered by your company or you might have a good amount of Medisave which you feel you can self-insure upon. However, if you feel that its better to be secure the rider while still healthy, its fine too.Khiat Han Hwee Adrianhttps://www.blogger.com/profile/00954307521105388372noreply@blogger.comtag:blogger.com,1999:blog-1603222303785259307.post-47047788340440446422009-06-03T23:31:52.830+08:002009-06-03T23:31:52.830+08:00Hi Adrian,
your article comes at a very good timin...Hi Adrian,<br />your article comes at a very good timing as I am reviewing my insurance policies now. after I read your article, I have a few questions:<br />1) what is the use of LOG?<br />2) I am leaning toward NTUC mainly because of cost. Is there any major downside?<br />3) Would you suggest a rider that goes with the plan?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-1603222303785259307.post-56468073701228259102009-06-02T23:58:48.147+08:002009-06-02T23:58:48.147+08:00I'm under the incomeshield Plan preferred with the...I'm under the incomeshield Plan preferred with the 100% plus rider. Too bad that NTUC Income had removed this 100% rider.Khiat Han Hwee Adrianhttps://www.blogger.com/profile/00954307521105388372noreply@blogger.comtag:blogger.com,1999:blog-1603222303785259307.post-52507158560421869512009-06-01T01:25:54.128+08:002009-06-01T01:25:54.128+08:00Thank you Adrian. This comparison is very useful. ...Thank you Adrian. This comparison is very useful. May I know which plan are you current under?Anonymousnoreply@blogger.com